"Critics of laws like the requirement to wear seat belts characterize them as the work of "nanny government," interfering with the right of people to conduct their lives as they choose. There is an argument for that perspective, but it remains that people who ignore these laws (motorcycle helmet laws are a close relative) still expect society to take care of them when they are injured while ignoring laws intended to protect them. If the helmetless motorcycle rider suffers a traumatic head injury and has no health insurance (and one could argue that his health insurance shouldn't cover him if he acts recklessly and contributes to his own injury), we don't drag him over to the curb and wait for him to expire. We transport him to the hospital and expend considerable resources to save his life, even though there is little expectation he will be able to pay for this. This increases the cost of health care for all of us. Therefore, there is a "greater good" reason for seat belt and helmet laws that penalize drivers from their own neglect, because their negligence has an impact on everyone."
-Tim Dees, Retired cop and criminal justice professor Quora Nov2012
Forcing people to wear seat belts saves people and insurance companies money.
Forcing people to wear masks saves people and insurance companies money.