Dark.Revenant
July 12th, 2011, 09:20 AM
So I have $1 in the bank. To rectify this and make it so that I can pick up my last essential computer part from a local store, I grab most of the money from paypal, about $85, and ACH it to my bank. About 8 hours later, I notice a steam sale that I liked and picked it up for $10. My PayPal had only $3 so it automatically did an ACH to my bank for $7.
1 + 85 - 7 should = 79.
Nope.
Instead, they changed the order:
1 - 7 - 23(overdraft) + 85 = 56.
But at least I'm working on the day I'm buying the parts, so I should make up the difference in cash that day, right? No, because then I owe back my dad $10 that I borrowed. Yes, this literally degraded into small change nickel-and-dime differences in cash that screw me.
A few effects of this are that I can't get those parts, so now I'll probably be stuck with a nonfunctioning but otherwise complete computer for a long time. Also, my parents are pretty pissed at me, especially my financial expert (by profession) dad who refuses to talk to me except for quoting "if you spend every dollar you make, you'll always be broke."
Worst part is I'm still just a selfish bastard for using donor money on a computer instead of, say, getting a EU copy of SC2. If you want a refund, though, you're out of luck unless you want me to be bankrupt and on the streets.
PS. Before you donate out of pity, let me remind you that donations go to paypal and won't help this problem; I've got to make physical money to get out of this.
1 + 85 - 7 should = 79.
Nope.
Instead, they changed the order:
1 - 7 - 23(overdraft) + 85 = 56.
But at least I'm working on the day I'm buying the parts, so I should make up the difference in cash that day, right? No, because then I owe back my dad $10 that I borrowed. Yes, this literally degraded into small change nickel-and-dime differences in cash that screw me.
A few effects of this are that I can't get those parts, so now I'll probably be stuck with a nonfunctioning but otherwise complete computer for a long time. Also, my parents are pretty pissed at me, especially my financial expert (by profession) dad who refuses to talk to me except for quoting "if you spend every dollar you make, you'll always be broke."
Worst part is I'm still just a selfish bastard for using donor money on a computer instead of, say, getting a EU copy of SC2. If you want a refund, though, you're out of luck unless you want me to be bankrupt and on the streets.
PS. Before you donate out of pity, let me remind you that donations go to paypal and won't help this problem; I've got to make physical money to get out of this.